Shanghai real estate market suspense, mortgage outlet in where?

08/17/2024

In the past few years, Shanghai’s real estate market has experienced a rapid rise, and housing prices have been renovated.

To sum up, the Shanghai real estate market is full of suspense, and it is difficult to control where the mortgage vent is.

Over the past few years, the Shanghai real estate market has always been concerned, and its growth trend and policy adjustments have always affected the nerves of pan-Bo buyers and investors. However, under the backdrop of the continued rise in housing prices, some buyers initially looked around with money, looking forward to a correction in housing prices. This change has also brought uncertainty to Shanghai’s mortgage market, and the future mortgage vent may be affected by the transformation of the financial market.

Moreover, from the perspective of market demand, Shanghai’s real estate market has strong purchasing power. This kind of change in market mentality has also had an impact on Shanghai’s mortgage market, and the future mortgage tuyere will be generated in the transformation of market demand. So, under such a setting, where will Shanghai’s mortgage tuyere be?

First of all, from the policy level, the state’s regulation and control policies for the real estate market are gradually deepening. In the past, real estate enterprises mainly rely on bank loans to blame, and now, with the gradual decline of diversified financing channels such as bond market and equity financing, the financing channels of real estate enterprises are changing. However, under the big scenery of policy regulation, Shanghai’s mortgage market has also been affected to a certain extent, and the tuyere target policy of future mortgage loans is difficult to control. As the core of China’s economy, Shanghai attracts a large number of talents and investors, which provides an inexhaustible supply for the Shanghai real estate market. However, we can pay attention to and control market dynamics from the aspects of policy regulation, financial market changes and market demand, so as to better cope with market changes. At the same time, we must also face up to the fact that the growth of the real estate market cannot be separated from the national policy leadership and the constraints of market discipline, so that while paying attention to the mortgage tuyage, we should also pay attention to the national policy and market changes, emotional investment, and prevent blindly following the trend. However, with the strengthening of the national regulation of the real estate market, as well as the transformation of the financial market, the future direction of the Shanghai real estate market has become a lot of suspense.

Secondly, from the perspective of the transformation of the financial market, compared with the past few years, China’s financial market is undergoing a profound transformation, and the financing scene of the real estate market is also undergoing a transformation. In order to curb the rapid rise of housing prices, the government has introduced a series of policies such as limiting purchases, limiting loans and limiting sales, brutally curbing excessive speculation in the real estate market.

The implementation of these policies has played a positive role in maintaining the Shanghai real estate market and preventing the non-emotional rise of housing prices